Terms of Use

Welcome to WordMitr (“we”, “us”, “our”). These Terms of Use (“Terms”) govern your access to and use of wordmitr.com, including all articles, tools, calculators, and other content and services provided through the site (collectively, the “Service”).

By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy . If you do not agree, please stop using the Service.

1. About WordMitr & Scope of the Service

WordMitr is a content and tools website focused on topics such as U.S. lifestyle, work, money, technology, health, and everyday living. The site may include:

• Articles, guides, and opinion pieces.
• Free calculators and tools (for example, cost-of-living, budgeting, health-related tools, and others).
• Newsletter content and other informational resources.
• Advertisements and third-party links, including affiliate links in some cases.

The Service is intended for general informational and educational purposes only. It is not a substitute for professional financial, legal, tax, medical, or other regulated advice.

2. Acceptance of Terms and Eligibility

By using the Service, you confirm that you are at least 13 years old. If you are under 18, you represent that you have permission from a parent or legal guardian and that they agree to these Terms on your behalf.

We may update these Terms from time to time. Changes take effect when they are posted on this page. Your continued use of the Service after any changes means you accept the updated Terms.

3. Informational Only – No Professional Advice

While we aim to publish accurate and helpful information, the content on WordMitr is provided for general informational and educational purposes only. Nothing on the site should be understood as:

• Financial, investment, or tax advice.
• Legal, medical, or health advice.
• Any form of professional or regulated advice tailored to your specific situation.

You are solely responsible for how you use any information or tools on this site. Before making important financial, legal, medical, or other decisions, you should consult a qualified professional.

4. Use of Tools and Calculators

WordMitr offers free tools and calculators (such as cost-of-living, budgeting, health-related or other estimators) to help you explore scenarios and understand concepts. These tools:

• Are provided “as is” for informational and educational purposes.
• Use assumptions or user-entered data that may not reflect your full situation.
• Do not guarantee any outcome, savings, earnings, or tax results.

You agree not to rely solely on any tool output when making significant decisions and to verify results with your own research or a qualified professional.

5. Intellectual Property Rights

Unless otherwise stated, all content on the Service—including text, articles, graphics, logos, icons, images, code, and design—is owned by WordMitr or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may:

• Read and view content for your personal, non-commercial use.
• Share links to our articles or tools on social media or messaging apps.

You may not without our prior written permission:

• Copy large portions of content and republish them elsewhere.
• Use our content to build a competing service or tool.
• Modify, distribute, or create derivative works from our content for commercial purposes.

6. User Content (Comments, Feedback, etc.)

If the Service allows you to submit comments, feedback, or other content (“User Content”), you are responsible for what you post. You agree that your User Content will not:

• Violate any law or third-party rights.
• Be hateful, abusive, harassing, or discriminatory.
• Contain spam, misleading promotions, or malicious links.

By submitting User Content, you grant WordMitr a non-exclusive, worldwide, royalty-free, sublicensable license to use, display, reproduce, modify, and distribute that content as needed to operate and promote the Service.

We may, but are not required to, review, moderate, or remove User Content at our discretion.

7. User Conduct and Prohibited Uses

You agree not to use the Service to:

• Violate any applicable law or regulation.
• Attempt to gain unauthorized access to the Service, other accounts, or servers.
• Interfere with the security, availability, or proper working of the Service.
• Use automated means (e.g., bots, scrapers) to access the Service in a way that burdens our infrastructure.
• Upload or distribute malware, viruses, or harmful code.

We may suspend or terminate your access to the Service if we believe you have violated these Terms.

8. Ads, Affiliates, and Third-Party Links

WordMitr may display advertisements (for example, through Google AdSense or other ad networks) and may include links to third-party websites, products, or services. We may also occasionally use affiliate links, which means we may earn a commission if you make a purchase or sign up through those links, at no extra cost to you.

Third-party sites and services are not controlled by us. Their content, privacy practices, and terms are their own responsibility. You should review the policies and terms of any third-party site you visit.

Ads shown on WordMitr may be personalised or non-personalised, depending on your settings and location. Advertising partners may use cookies or similar technologies to deliver and measure ads. For details on how this works and how you can manage your choices, please see our Privacy Policy .

9. Disclaimer of Warranties

The Service (including all content, tools, and calculators) is provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied. To the fullest extent permitted by law, WordMitr disclaims all warranties, including but not limited to any implied warranties of accuracy, merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that:

• The Service will be error-free, secure, or available at all times.
• Any particular result, outcome, or savings will occur if you follow information or use our tools.
• Content or results will be complete, current, or suitable for your specific situation.

10. Limitation of Liability

To the maximum extent permitted by law, WordMitr and its owners, contributors, partners, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill, arising out of or related to your use of the Service.

If we are found to be liable in any way, our total aggregate liability will be limited to the greater of: (a) the amount you paid to use the Service in the 3 months before the event (if any), or (b) USD $50.

11. Indemnification

You agree to defend, indemnify, and hold harmless WordMitr and its owners, contributors, and service providers from and against any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to:

• Your use of the Service.
• Your violation of these Terms.
• Your violation of any rights of another person or entity.

12. Governing Law and Jurisdiction

These Terms and any disputes arising from or relating to them or the Service will be governed by and interpreted according to the laws that apply to WordMitr’s primary place of operation, without regard to conflict-of-law rules.

Where permitted by law, you agree that any legal action or proceeding related to the Service will be brought exclusively in the courts of that jurisdiction. We may still seek injunctive or other equitable relief in any country where you use the Service or where damage occurs.

13. Changes to the Service

We may update, modify, or discontinue any part of the Service (including tools, features, or content) at any time, with or without notice. We are not liable if any part of the Service is unavailable at any time or for any period.

14. Entire Agreement and Contact

These Terms, together with our Privacy Policy , form the entire agreement between you and WordMitr regarding your use of the Service and replace any prior agreements or understandings.

If you have any questions about these Terms, please contact us via our Contact Page .

Thank you for reading and for being part of WordMitr.